With an aging world, bank lenders have had to get creative if they want to continue making the same sort of returns they were making decades ago on their home loans. Fortunately for the banks, the perfect opportunity has arisen – the equity release home loan. Having worked all their lives ...

In times of rising interest rates it can be sorely tempting to think about refinancing your home loan mortgage on cheaper terms than you are currently paying. Before you rush out and find a lender willing to refinance your home loan however, you may want to give some thought to what ...

So you are all excited about the prospect of buying a new home. Like many, however, you are unsure how bank determine whether or not to approve your home loan application. To help you, the following is a 5-point guide of some of the factors that will influence the outcome ...